Terms of Service

Acceptance of Terms

By accessing or using the Granite Yieldwick website or any associated service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you must discontinue use of the Service immediately.

These Terms apply to all visitors, users, and others who access or use the Service, regardless of whether they create an account or subscribe to any offering described on this site.

Description of Service

Granite Yieldwick provides data analysis, informational tools, and decision-support content related to investment research. The Service is intended to assist users in evaluating information; it does not constitute financial, investment, legal, or tax advice, and no output from the Service should be interpreted as a recommendation to buy, sell, or hold any particular asset.

We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice, and without liability for any such modification, suspension, or discontinuation.

Eligibility and Account Responsibility

You must be of legal age in your jurisdiction of residence to use the Service. By using the Service, you represent that you have the legal capacity to enter into these Terms.

If any part of the Service requires registration, you are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account.

No Investment Advice; Assumption of Risk

All content, data, and analysis presented through the Service are provided for general informational purposes only. Investment decisions carry inherent risk, including the potential loss of principal. Past performance, historical patterns, or data trends referenced within the Service do not guarantee future results.

You acknowledge that any decision to act upon information obtained through the Service is made at your own discretion and risk. Granite Yieldwick does not act as a broker, financial advisor, or fiduciary, and nothing within the Service should be construed as creating such a relationship.

Acceptable Use

You agree not to misuse the Service. Prohibited activities include, without limitation: attempting to gain unauthorized access to our systems; interfering with the normal operation of the Service; reverse engineering or scraping content without authorization; using the Service for any unlawful purpose; and impersonating any person or entity.

We reserve the right to suspend or terminate access for any user who, in our reasonable judgment, violates these restrictions.

Intellectual Property

All content made available through the Service, including text, graphics, logos, software, and design elements, is the property of Granite Yieldwick or its licensors and is protected by applicable intellectual property laws. Except as expressly permitted, you may not reproduce, distribute, modify, or create derivative works from any part of the Service without prior written consent.

Third-Party Links and Services

The Service may contain links to third-party websites or resources that are not owned or controlled by Granite Yieldwick. We are not responsible for the content, accuracy, or practices of any third-party sites, and inclusion of any link does not imply endorsement. You access any third-party resources at your own risk.

Disclaimers

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, timely, secure, or error-free, or that any data, calculations, or outputs will be accurate or complete.

Limitation of Liability

To the fullest extent permitted by applicable law, Granite Yieldwick, its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment losses, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages.

In jurisdictions that do not allow certain limitations of liability, some of the above limitations may not apply to you, and our liability will be limited to the greatest extent permitted by law.

Indemnification

You agree to indemnify and hold harmless Granite Yieldwick and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

Termination

We reserve the right to suspend or terminate your access to the Service at any time, without prior notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties. Upon termination, your right to use the Service will cease immediately.

Changes to These Terms

We may revise these Terms from time to time. The updated version will be indicated by a revised "Last updated" date. Continued use of the Service after any changes take effect constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Granite Yieldwick is established, without regard to its conflict of law principles. Specific jurisdictional details should be confirmed and inserted by legal counsel prior to publication.